Have you checked your bank account lately for unauthorized charges? I did and found an unauthorized charge (they are called ACH charges) – automatic clearing house – Again, check your bank statement. The policy is if you don’t contest it within 2 business days, you’re out…. Most people check their bank statements when they receive them or if online, at the end of the month. What do you think of this? Let’s hear from you! Tell us your nightmares with banks or charge companies.