Category Archives: Common Questions

Common Questions: Hungry Cats

Unexpected things happen all the time and life can get complicated pretty quickly.  Luckily, we’re here to answer questions about common legal and financial situations you may find yourself in.

Q. A neighbor’s cat wandered onto my property and ate our bunny.  Can I sue my neighbor?

A.  Sure you can and they would have to pay you.   Call them and ask for their insurance company.  Most homeowners insurance covers things like this.  If it doesn’t, and they do not pay you, sue them.  Probably small claims would handle this unless it was a “special” prize bunny, and then if it was, the neighbor might say you should have had the bunny in your office or protected.    If your bunny was loose, you might be partially or even wholly to blame.

 

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Common Questions – Troublesome Canines

Unexpected things happen all the time and life can get complicated pretty quickly.  Luckily, we’re here to answer questions about common legal and financial situations you may find yourself in.

Q.  My neighbor’s dog barks all day.  They refuse to put him inside.  What can I do?

A.  You can first talk to them and explain that the barking is very disturbing and distressful for you.   If that fails, call the dog officer.  That is the “cheapest” way out.  You could go to court and get a restraining order as you do have the right to “quiet enjoyment.”   But it is faster to call your local town dog officer and complain.  Most towns have ordinances to this effect.  Whatever you do, don’t threaten or go near the dog.

 

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Common Questions – Fighting with a Condo Association

Unexpected things happen all the time and life can get complicated pretty quickly.  Luckily, we’re here to answer questions about common legal and financial situations you may find yourself in.

Q. I want to put up a new fence and my condo association will not let me.  What are my options?

A.  Assuming they gave you a reason and assuming you feel they are wrong, without hiring an attorney, first comb through the condo association rules to find items that prove they are wrong or unreasonable and make an appointment to sit down and ask them if their objection is the fence or the type of fence you seek to install.    Sometimes, the Boards on the condo associations are wrong but they don’t care so you need to get an attorney if you can’t budge them with niceness and reasonableness.  Sometimes all it takes is a letter from an attorney;  Sometimes the Association still won’t budge and you have to bring suit.   But sometimes also, just because you are legally correct, it might be cost inefficient to go forward.

So your options are try the practical rather than the legal approach.  When all else fails and you really want the fence, consult an attorney but let them know you want a guestimate and do not want to go over a certain dollar amount.  Most attorneys will want a retainer.

 

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Common Questions – What Happens if My Neighbor’s Tree Falls onto My Property?

Unexpected things happen all the time and life can get complicated pretty quickly.  Luckily, we’re here to answer questions about common legal and financial situations you may find yourself in.

Q. If my neighbor’s tree falls on my property, does my insurance cover the damage or does theirs?

A.  Believe it or not, this happens a lot.  It just happened to us.   Your insurance would cover it if you have coverage for it.   Ask your Agent.  If your Agent doesn’t get you this info right away, get a new Agent.

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Common Questions – What Happens if Someone Gets Hurt on My Property?

Unexpected things happen all the time and life can get complicated pretty quickly.  Luckily, we’re here to answer questions about common legal and financial situations you may find yourself in.

Q. If someone gets hurt on my property am I personally responsible for them?

A. This depends upon a number of things.  Did you invite them?  Were they trespassers?   Were they someone else’s guest (in other words you invited their friend and the friend brought them along).   This may be one of the situations where your homeowners insurance covers you.

Now someone can get hurt in many ways.   They can fall down.  Your kid or you punches them in an eye.  Your dog bites them.  They cut themselves helping prepare dinner or chopping wood for you.  How many of you have had these things happen to you ?  Write us about it.

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